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Insurance

The Alliance has compiled this set of insurance resources from throughout the nonprofit and museum sector.

Arts and Artifacts Indemnity Program: International Indemnity

The National Endowment for the Arts (NEA) has information about the Arts and Artifacts Indemnity Act. Under this program, the U.S. government guarantees to pay loss or damage claims arising out of international exhibitions that have been previously certified for indemnity coverage.

Getting the Right Insurance for Your Historic Building

National Trust for Historic Preservation shares an article on selecting the right insurance. It explains the differences between replacement cost value and actual cash value, information on figuring out coverage and guidance on choosing an insurance agent. While aimed at historic houses, these recommendations can be useful broadly to museums.

Insurance Information Institute

The Insurance Information Institute offers a glossary of insurance terms, FAQs on different types of insurance (such as auto, business, and health), and briefs on hot topics and issues (such as terrorism, rates and regulations, and asbestos liability). In addition it has a Find an Insurance Company web tool that allows consumers to select the state in which they live and the type of insurance for which they are looking and receive a random listing of insurance companies in that state.

Map of NAIC States & Jurisdictions

The National Association of Insurance Commissioners provides links to each state’s insurance department. The individual state sites provide information for consumers, on topics such as licensing, complaints, and alerts.

Terrorism Risk Insurance Program

The Department of the Treasury provides guidance for insurers and policyholders in understanding the requirements of the Terrorism Risk Insurance Program.

Valuation of General Collections

The Library of Congress provides Microsoft Excel spreadsheets with valuations for assisting organizations in valuing objects for insurance purposes.

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